KHOLIDIAH, Kholidiah; INAYATI, Titik. Bijak Dalam Pengambilan Keputusan Pinjaman Online (Pinjol). JMM - Jurnal Masyarakat Merdeka, [S. l.], v. 7, n. 1, p. 56–62, 2024. DOI: 10.51213/jmm.v7i1.150. Disponível em: https://jmm.unmerpas.ac.id/index.php/jmm/article/view/150. Acesso em: 15 dec. 2025.